Menu
Buying in Costa Rica

Simpler — and Safer — Than You'd Expect.

You own it outright, your money moves through regulated escrow, and a licensed U.S. broker plus your own attorney guide every step. Here's exactly how it works.

100% Fee-Simple TitleFunds via EscrowYour Own AttorneyLicensed U.S. Broker
  • Home
  • How to Buy a Villa in Costa Rica — Our Process
FLOR DE PACÍFICO-
FLOR DE PACÍFICO-
Our Buying Process

From first call to keys — the real path.

No pressure and no surprises. The heart of it is simple: we get you to Costa Rica to see it for yourself.

Consultation  →  Discovery visit  →  Reserve  →  Legal & escrow  →  Closing

01
Share your goals
A relaxed consultation: how you'll use the home, the residence type, budget and timing. Your advisor follows up with the residences that fit, current pricing, and the documents to review.
Flor de Pacifico luxury residence architectural rendering
02
Come experience it
We help you plan a discovery visit to Costa Rica — explore Villages 1–6, tour available homes, and meet the attorney. It's an educational experience to feel the place for yourself, never a hard sell.
Flor de Pacifico luxury residence architectural rendering
03
Reserve your residence
When you find the right option, a refundable deposit secures it in your name while the paperwork is processed, ensuring your choice is reserved during the administrative steps.
Flor de Pacifico luxury residence architectural rendering
04
Legal & escrow review
Your own independent, bilingual attorney verifies clear fee-simple title and handles due diligence. Funds move through a regulated escrow account — documented at every step, never hand-to-hand.
Flor de Pacifico luxury residence architectural rendering
05
Close & receive your keys
Sign, transfer title into your name (or your LLC), and — if you'd like — hand the home to in-house management for upkeep and optional rental while you're away.
Flor de Pacifico luxury residence architectural rendering
The big question

Yes — a foreigner can own it outright.

Costa Rica gives foreign buyers the same ownership rights as citizens. There’s no residency requirement to buy, and no restriction on inland, titled land like these residences.

100% fee-simple title — full, permanent ownership in your name or a Costa Rican LLC.
The same rights as a local — buy, hold, rent, sell or pass it on freely.
Full title, not a concession — unlike true beachfront (which is leasehold "maritime-zone" concession land), these garden residences are titled fee-simple — a cleaner, simpler asset.
How your money is protected

Three safeguards, the same as buying at home.

Regulated escrow
Your funds move through a licensed, SUGEF-registered escrow account — documented and held until conditions are met. Never paid hand-to-hand.
Your own attorney
An independent, bilingual Costa Rican attorney represents you, runs due diligence, and confirms clear title in the National Registry before you close.
A licensed U.S. broker
La Rosa Realty supports you from the initial call to closing, ensuring a smooth process while being accountable and available to advocate for your needs.
What to expect

The costs and the timeline, in plain terms.

A clear look at typical purchase expenses, ownership costs, and the steps from consultation to closing.

Typical costs

Illustrative numbers
  • Closing costs - transfer tax, stamps, notary/legal ~3.5-4%
  • Annual property tax 0.25% / yr
  • HOA - security, landscaping, amenities Monthly
  • Optional rental management % of rent
  • Payment Cash or financing*

*Most buyers at this price point pay cash or with a large deposit; developer and cross-border financing exist for some residences.

How long it takes

~30-90 days
  1. 1 Consultation to visit A few weeks, at your pace.
  2. 2 Reservation Same day you decide - deposit holds the unit.
  3. 3 Due diligence & escrow Title search, contracts, funds to escrow.
  4. 4 Closing Typically ~30-90 days from reservation, depending on financing and structure.
After you own

Owning comfortably from the United States.

Turnkey management
In-house management services handle housekeeping and maintenance, ensuring the home remains pristine between visits. This attention to detail creates a welcoming environment for guests.
Optional rental
Put it on managed short-stay rental when you're away — we take care of all bookings and guests, handling every detail for you so you can relax. (Returns may vary; however, they are never guaranteed.)
Thinking of living here?
Costa Rica's Pensionado visa provides an excellent opportunity for retirees, making the process of obtaining residency in this beautiful country more accessible and straightforward than ever before.
Owner Testimonials

What Our Owners Say

Flor de Pacifico client review background image
Flor de Pacifico client review background image
Flor de Pacifico client review background image
Flor de Pacifico client review background image

300+ Elite Families

From our first visit to closing day, the Flor de Pacífico team handled every step with clarity. We now have a beautiful villa and a practical plan for ownership support.

Displacements 07 near Flor de Pacifico Costa Rica
Flor de Pacifico luxury residence architectural rendering
Flor de Pacifico luxury residence architectural rendering
Sarail HL — Thanks to La Rosa Realty we have our home. 👍
Erik Draven — Very helpful people…
Javier Pardo — Very good service
Flor de Pacifico luxury residence architectural rendering
– Quality real estate solutions
– Quality real estate solutions
– Quality real estate solutions
Common questions

What buyers ask us first.

01.
Do I have to fly to Costa Rica to buy?
Yes — 100%. In Costa Rica, foreign nationals enjoy exactly the same property rights as citizens. You receive full fee-simple (titled) ownership of both the property and the land, with no need for the complex bank trusts (fideicomisos) required in other coastal markets like Mexico. Your investment is legally protected by ironclad Costa Rican law.
02.
Is it really safe to send money for a foreign purchase?
Flor de Pacifico residence photo
Your funds never go hand-to-hand. They move through a regulated, SUGEF-registered escrow account, and an independent attorney confirms clear title in the National Registry before anything closes — the same protections you'd expect at home.
03.
Can a foreigner truly own property here?
Flor de Pacifico residence photo
Yes — fully. You hold 100% fee-simple title, in your own name or a Costa Rican LLC, with the same rights as a citizen. No residency is required to buy.
04.
Do I pay cash, or is financing available?
Most buyers at this price point pay cash or with a large deposit. Developer and cross-border financing options exist for some residences — your advisor will outline what's currently available.
05.
What are the ongoing costs?
Flor de Pacifico residence photo
A low annual property tax (0.25% of registered value), an HOA for security, landscaping and amenities, and management fees only if you use the rental/management program. Exact figures per residence come in writing.
06.
Can I rent it out when I'm not using it?
Flor de Pacifico residence photo
Yes — optional in-house management can run short-stay rentals, cleaning and upkeep so the home earns and stays cared-for while you're in the States.

Have more questions about Flor de Pacifico or investing in Costa Rica? Our advisors are available for a free private consultation.

Our Expert Team at La Rosa Realty

Dedicated property advisors, bilingual legal experts, and on-site property managers — all working together to protect your investment.

REALTOR®
Broker Associate
REALTOR®
REALTOR®

Come see thirty years made real.

Book a private 15-minute consultation — your questions, the right residences, and how a visit could work.

x

Schedule your private viewing

Fill out the form below. Our team will reach out within 24 hours to confirm a time that works for you.

We respect your privacy. See our Privacy Policy.

Schedule your private viewing

Fill out the form below. Our team will reach out within 24 hours to confirm a time that works for you.

We respect your privacy. See our Privacy Policy.

Schedule your private viewing

Fill out the form below. Our team will reach out within 24 hours to confirm a time that works for you.

We respect your privacy. See our Privacy Policy.

Schedule your private viewing

Fill out the form below. Our team will reach out within 24 hours to confirm a time that works for you.

We respect your privacy. See our Privacy Policy.

Schedule your private viewing

Fill out the form below. Our team will reach out within 24 hours to confirm a time that works for you.

We respect your privacy. See our Privacy Policy.

Schedule your private viewing

Fill out the form below. Our team will reach out within 24 hours to confirm a time that works for you.

We respect your privacy. See our Privacy Policy.